Questions

Bad Credit? No Problem! Common Questions Asked About Bad Credit Title Loans

Having a problem with your credit? Dealing with less than satisfactory credit is not something anyone wants to deal with, but it’s a reality that you unfortunately face. The problem is that many lending companies are not as forgiving of your credit.

When lenders consider giving money to clients, they first check out your credit score to see if you would be a good candidate. A bad credit score may make them consider looking the other way.

However, not all is lost just because of a low credit score. You can still get bad credit title loans if you’re ever in a situation where you need cash fast. Keep reading to find out how it works, and if it’s right for you.

What Are Bad Credit Title Loans?

As said earlier, getting a loan without stellar credit can be a challenge. However, you can still get the money you need by giving your title in exchange for a loan.

Here’s how it works. You would take the title of your car to a loan center that works with clients with bad credit. You would then give your title to a lending company, who in exchange would hand you the funds you need.

The process is specifically geared to help people just like you to get back on their feet when no one else is willing to help.

How Hard Is It to Get a Loan?

Getting a loan is actually quite simple!

With most bad credit title lending companies, you don’t have to jump through hoops just to get the funds you need. The actual application and transferring of the loan is a short process, and you can get your money on the same day.

You can even go online to start the process of getting a title loan, and the process is entirely streamlined and easy to do.

Will I Get My Title Back?

Absolutely! Your title is only held by the lending company until you finish repaying the loan. After you pay the loan off, you get the title to your car returned to you.

The title only does to main things for the company: it gives them an actual monetary value that they can give you in loan money, and it acts as collateral to protect their assets.

After you pay off the loan, they have no reason to hold on to your title any longer. It will be released immediately and returned to your hands in a few business days.

We Can Help You Budget

Now that you know how to get bad credit title loans for your needs, you may want to learn ways to save and budget the money you already have. We can help you do just that.

At Budget and the Bees, we love finding ways to make the most out of your dollar. We cover ways to advertise on a limit, how to pay off your debt quickly, how to organize and invest your funds, ways to travel smartly, and so much more.

Ready to get started? Check out our site to learn all about what we have to offer you. We’re sure you’re going to love what you see here!

Finding a Digital Marketing Firm: The Top Questions to Ask Before Hiring

50.8% of the global population is already online. Roughly speaking, that’s about 4 billion internet users. Without digital marketing, you’re missing out on a big chunk of your potential audience.

With a professional digital marketing firm on your side, you can reach out to this audience and start growing your business! But how do you choose the right one?

Here are five questions to ask when searching for the best marketing companies. 

Once you find your perfect match, you can start growing and beat out the competition!

What Previous Clients Have You Worked With?

First, test the agency’s experience. Have they worked with another company within your industry before? How did it go?

Find digital agencies that have experience with your industry. That way, you can skip the guesswork. They’ll already know what works.

Make sure the agency is equipped to handle your company’s specific needs, too.

Search for an agency that offers experience specific to your industry and needs. Working with them will become a lot easier as a result. 

What Tactics Do You Use?

Some agencies are versatile and offer a long list of tactics. Others perfect the process for a single campaign. 

Ask if they offer a range of digital marketing services or specialize.

For example, Ignite Digital offers a number of services to help businesses grow.

You might need specific help, such as social media marketing or a new website. When choosing a marketing firm, make sure their capabilities and expertise align with your marketing goals.

How Will You Help Me Achieve My Goals?

Marketers who plan their projects are 356% more likely to have a successful campaign. Before you start working with an agency, make sure they have a plan and process in place.

You can also ask:

• Who will become my point of contact?
• How often will we communicate?
• What tools or software do you use?
• How do you keep up with the latest trends?

Make sure the agency’s process provides everything you need before moving forward.

How Do You Measure Success?

What key performance indicators will the marketing firm look for? How will the plan change if those goals aren’t met?

Marketing requires a lot of analytics. Ask how the company will look at the data so you can understand it when a report comes in. 

This is also a great time to inquire about how often they’ll update you about a campaign’s performance. 

How Much Do Your Services Cost?

Your marketing campaign won’t become a success unless you invest time and money. As you search for a marketing firm, make sure you determine their costs.

They might charge based on a project, monthly, or hourly basis. 

In some cases, the firm will offer you a package deal. Make sure to choose an agency that aligns with your budget and overall marketing goals.

Questions to Ask Before Hiring a Digital Marketing Firm

When you team up with a digital marketing firm, you want to know they have your company’s best interests at heart. With these five questions, you can find the perfect match from hundreds of agencies.

Check out the Digital Marketing section on this site for more helpful tips.

SEO Service: 7 Important Questions to Ask Before Hiring an SEO Company

Getting your website online is only the first step. Now you need to bring people to it.

SEO is one of the best ways to do that.

93% of all online experiences start with a search engine. You need to get in front of the people looking for your services.

Coming up with an SEO plan takes a lot of work. That’s why it’s important to find an SEO service that is up for the job.

But there are a lot of companies out there. Not all of them will be good, so you need to do your research to find the right one.

Ask the seven questions below when you are picking a new SEO service.

1. What’s Your Process for Improving SEO Rankings?

There are good ways to improve your off-site SEO, and then there are bad ways. You don’t want to hire a company that uses shady tactics to get your site ranking in Google.

In the past, webmasters used to be able to rank their websites by posting a lot of spam links to their websites. Google wasn’t as sophisticated back then, so it was easy to game the system to make your site look like an authority.

But things have changed. Linking to your site like that today can get your site penalized and hurt your rankings.

Make sure you understand this when a company explains their SEO strategy to you. You want to be above the board on all your SEO strategies.

2. What Types of SEO Will You Do?

There are several types of SEO you can do to improve your rankings. The two methods below are the most common ones you will see used.

On-Site SEO

On-site SEO is the process of modifying the pages on your website to be more friendly with the search engines. Much of this involves optimizing each page for a keyword.

There are tools, like the Google Keyword Planner, which will show you the search volumes of keywords people use to search Google. Your pages should be optimized to reach as many of these terms as possible.

An SEO will do this by changing your text to include that keyword and it’s variants, optimize your page title, and optimize your page description.

Off-Site SEO

Google isn’t smart enough yet to rank sites based purely on content. It still uses backlinks as a factor.

If an SEO service engages in off-site SEO, they will work to build links back to your website. These links can be in the form of resource links, guest posts, or any other method available to them.

3. Do You Guarantee the #1 Spot?

If you want to weed out the low-quality SEO services, ask the question above. Nobody can guarantee that you will get the number one spot on Google.

The only thing you can do is optimize your chance that Google sees your website as the best result.

Even if you do manage to get the first spot, there isn’t a guarantee that you’ll stay there. The Google algorithm changes all the time. What works today to rank you at number one won’t necessarily work tomorrow.

Find a company that will be honest and realistic with you.

4. What’s Your Reporting Process?

You shouldn’t take search engine optimization services at their word. They should provide you regular reports about what they’re doing.

Your SEO company should be able to provide you several reports detailing their progress. If you want a simple overview, an activities report should be enough. It will tell you all the work a company accomplished during the month.

If you want to track things on a deeper level, you’ll need to ask for ranking and traffic reports. These reports will show you how the work being done is impacting your website.

Yes, you may not see results for a while. But if you don’t see any results after a long time, it may be time to switch to another provider.

5. Is There a Content Strategy?

Doing on-page SEO can make a big difference, but putting together a content strategy can set you apart from your competitors.

You can only say so much about your keywords on your product and service pages. A blog will allow you to target your audience with information posts.

Doing this will give you more visibility on Google, so check to see if your SEO company provides this service.

6. What Changes Will Be Made on the Website

There are a few simple on-site SEO techniques you can make to improve your website for search engines.

But you don’t have to limit changes to the basics.

Ask your SEO company if there will be any significant changes to your website that you need to know about. These changes can be anything from web design to website programming.

If they do handle major changes, check to see if they do things in-house or outsource them. If you want to work with someone local to your area, you may not want to have your work outsourced.

7. Do You Have Case Studies?

While you can’t guarantee results with SEO, you can measure the results. Because of this, SEO companies should be able to provide you case studies from work they have done in the past.

You can also ask to talk with the people who are part of the case studies. This will give you a chance to speak with people about what it’s like to work with a company.

A company can get results but still not be a great fit for your business. You’ll learn both the pros and cons of working with an SEO company.

Pick Your SEO Service Carefully

Doing SEO takes a lot of time. Be careful of anyone that guarantees results and do your research before hiring an SEO service to work for you.

Getting traffic is half the battle. You need to convert your visitors into sales after that. Head over to our marketing section to learn how you can optimize your website to bring in sales.

Business Plan: 6 Key Questions to Ask Before You Start a Business

As of 2015, there are over 25 million entrepreneurs in the United States.

With the accessibility convenience that the Internet provides, it’s also easier than ever before to start your own business. Many times, you can even do it from your own home.

But, just because it’s easier than in the past to start your own company doesn’t mean you don’t need to be cautious.

In fact, there’s a handful of questions you need to ask yourself before you dive in.

Not sure where to start? Don’t worry, we got you covered.

Let’s take a look at everything you need to know about what you need to consider while creating your business plan.

1. “What Problem Can My Business Solve?”

This is one of the most important questions you can ask, and it’s important that you be honest with yourself.

If what you offer to your target audience solves a problem or makes their lives easier, they’ll likely pay money for it. But, if it doesn’t bring them much value, you may find that your company’s performance will struggle.

The good news is that the answer to this question isn’t always complicated.

It could be as simple as an app that helps budding musicians find open mic nights in their city, or a platform that lets people hire local petsitters.

2. “What’s My X-Factor?”

So, you’ve found what problem you’re going to solve. That’s great!

Except, it’s likely that plenty of other people have the same mission.

While competition isn’t inherently bad, it can make things a bit difficult as a business owner. This is especially true when you’re just starting out.

So, you’re going to have to find a way to stand out from the crowd if you want to get your audience’s attention.

Ways you can help differentiate yourself include:

• Provide above and beyond customer service
• Develop a powerful culture around your brand (Nike, for example)
• Have a relatable cause or story behind your business
• Be weird and unconventional

The more effort you put into being unique as a business, the better off you’ll be.

You can learn more about starting your own company here.

3. “What Funds and Resources Do I Have Available?”

This is another one where you’ll need to be completely honest with yourself.

If you don’t have the proper funds and resources (or can’t definitively secure them), don’t get too caught up in bringing an end-game vision to life.

For example, there are people out there who dream of having their own office and a dozen employees working under them. But, there’s no need to spend money on renting a workspace if you’re just starting out in most circumstances.

Instead, focus on what you can realistically obtain with what you have access to.

Even you only have a few thousand dollars or only know a couple of people in the industry, it’s important to accept that you’ve got some work to do before you start scaling your company.

4. “How Well Do I Know the Market?”

You wouldn’t set out to sea without checking the weather, would you?

The same applies here when entering a market for the first time.

You could provide the best product or service the industry has ever seen, but introducing it at the wrong time could spell the end for your business.

Similarly, you’ll also need to consider unexpected factors, such as unforeseen costs and how your audience reacts to your branding/marketing.

Put simply, you need to put in the time and research everything you can about the industry you’re about to enter. This means analyzing your competition, your audience, and the performance of the market itself are all crucial.

5. “How Do I Plan on Marketing My Product/Service?”

Yet another one of those make-or-break questions. 

How you market your product or service is just as important as what you’re actually offering. But, it’s not quite as daunting as it seems to come up with a strategy.

To get started, consider what is known as the Four P’s of marketing:

• Product- What you offer and how it will stand out among other products. Also, consider who you want to buy it.
• Price- What you charge for what you offer. Pursue the ‘sweet spot’ in terms of price that will optimize sales.
• Promotion- How you frame your product or service. For example, it could be marketed as a premium purchase or something that is intentionally barebones.
• Place- How you reach your audience. Essentially, this is your chosen method(s) of making sales (online store, phone, retail, etc.).

Flesh out each answer as thoroughly as possible and you’ll end up with a solid marketing plan.

6. “What Is My Exit Strategy?”

Sometimes, things don’t go as planned. That’s why inventions like seatbelts and lifejackets exist.

The same applies when starting your own business. Unforeseen circumstances could very easily cause your company to enter a downward spiral, such as an imploding market that leaves no need for what you offer.

So, you need to come up with a plan to cushion the blow as much as possible (or eliminate it entirely).

Common exit strategies include:

• Selling your company to another business owner
• Shutting down all operations and liquidating
• Merging with another company that provides similar products or services

Think of what the ideal solution to an emergency scenario would be, and then plan for it.

That way, you’ll be one step ahead when the need for a way out arises. 

Coming up With a Solid Business Plan Can Seem Difficult

But it doesn’t have to be.

With the above information about developing a business plan in mind, you’ll be well on your way to giving your company the best chance of success.

Want to learn more about how to succeed online? Make sure to check out the rest of our blog!